November 21, 2024
Home Equity Loan vs HELOC
When you have paid down your primary mortgage, you can borrow money against your home equity to pay for other needs, such as consolidating debt,…
November 21, 2024
Types of Home Improvement Loans
One of the most exciting aspects of owning a home is planning and executing various home improvement projects. As long as you abide by local…
November 20, 2024
Comprehensive Home Equity LTV Guide
Home equity can be a key metric when determining when it’s possible to pursue a cash-out refinance, home equity loan, or second mortgage. This equity…
October 9, 2024
Understanding the NAR Settlement Changes: What It Means for Home Buyers and Sellers in 2024
What is the NAR Settlement? The National Association of Realtors (NAR) recently settled several lawsuits that will change how real estate transactions occur. The settlement…
October 9, 2024
FHA vs Conventional Loans – What Sellers Prefer?
In most scenarios, homebuyers would be priced out of affording new properties if home loans did not exist. Only the wealthiest individuals can afford the…
October 9, 2024
USDA Loans: Pros and Cons
Many Americans strive for a home, a major investment that allows them to lay down roots in the community where they want to live. However,…
September 12, 2024
How Long Does a Mortgage Preapproval Last?
A mortgage preapproval letter can be an exciting step in the home-buying process, proving that you’re ready to start looking at homes. However, your mortgage…
September 12, 2024
No Income Verification Mortgage
Rental properties can provide a great source of consistent income. Still, some mortgage lenders may be unwilling to approve conventional loans for those who rely…
September 12, 2024
Florida Real Estate Market
Florida’s housing market is booming as more homeowners seek the sunshine and plentiful leisure activities. As home prices rise, potential borrowers need to understand the…
August 22, 2024
Tidewater Appraisal – A Lifeline for VA Homebuyers
VA loans are an essential resource for veterans. This type of home loan has a low interest rate, no down payment requirement in most cases,…
