We are driving change that terrifies legacy financial institutions and brokers who rely on a veil of secrecy to earn profits.

Still today, lenders and brokers distribute biased information, intimidate borrowers, and push for quick decisions to dupe consumers into paying more than they should. These hard sales tactics are terrible for consumers and exist only to increase profits for financial institutions.

Our founder, Ryan McCallister, noticed this and wanted to change things. Having worked at 2 of the biggest mortgage companies in the country, he saw first-hand how business was being done at these places. One was a tech giant that had easy online tools to complete the mortgage. However, this process came at the cost of high-pressure sales tactics and higher than average rates. Often times pushing clients to make a decision right away without the chance to compare options. The other was a 150+ year old bank. Seemingly stuck in the 20th century, they had almost no technology to simplify the process, leading to unnecessary headaches and delays for the customer.

Thus, F5 Mortgage was born! Using the same industry-leading tech that some of the top lenders use, while also providing the personal, no pressure service that local banks provide. A perfect hybrid of the top lenders. We are here to refresh the mortgage process! Spend less. No stress.

Our Mission

F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics.

What we stand for

Client First

We respect your time and your money which is why our process is built around the needs of the client, not the lender.


We believe informed borrowers are satisfied borrowers and we take it upon ourselves to make sure you understand every step of the process.

Do the Right Thing

We hold ourselves to the highest ethical standards and build relationships based on honesty and openness.


We leverage technology and leadership to solve problems and improve the customer experience.


We see every client interaction as a chance to grow your trust and become a true partner for all your mortgage needs.