What we do

F5 Mortage delivers incredible wholesale mortgage options across Michigan, backed by almost a decade of professional experience.

Whether you’re a first-time homebuyer looking for low down payment options or a current homeowner ready to refinance, we’ve got you covered! Choose from a range of loan options including Conventional loans, FHA, VA, and JUMBO.

Get the transparency you deserve with the rates and service only the best in the industry can deliver. Welcome to F5 Mortage. Refreshing the mortgage experience.

We empower mortgage shoppers

Mortgage companies try to stop consumers from shopping by rushing them through a loan and using hard sale tactics. That’s just not right! We bring the power back to the customer by ensuring they can shop safely, obtain amazing wholesale loan terms and feel confident about their decision.


As mortgage professionals with years of experience, we got tired of seeing so many well-qualified borrowers over charged on rates and fees. So when we decided to take our expertise and match it with the latest in online tools and automation, we wanted to finally deliver a mortgage process that didn’t leave qualified candidates second guessing their decision. The result is an easy-to-use digital platform that can get your mortgage needs handled faster with fewer expenses, allowing us to offer some of the lowest rates and fees in the industry.

And while technology makes the process simpler and cheaper, at the core of our offerings is the personal service and care that gets to the heart of your needs. Our consultants will work with you every step of the way to ensure your experience provides you with the all the guidance, cooperation and support you deserve.

Ryan McCallister
President | Broker


  • Shawn Willemse Avatar
    Shawn Willemse
    11/17/2020 - Google

    Ian helped us buy our second home years ago, and when we found out he was back in the game, we DROPPED the lender we were... READ MORE

    Brian Edwards Avatar
    Brian Edwards
    11/04/2020 - Google

    Amazing experience! Ryan was very responsive to any and all questions I had along the way. He understood what my goal was from the start and... READ MORE

    Bradley Freeman Avatar
    Bradley Freeman
    10/21/2020 - Google

    Ryan was absolutely terrific. He kept me updated all throughout the process and was able to put my mind at ease anytime I had a concern.... READ MORE

  • John Garofalo Avatar
    John Garofalo
    10/15/2020 - Google

    Dani Hardy and F5 Mortgage are the best! Seriously, don't waste your time with anyone else. Dani was super efficient and professional and great... READ MORE

    Stuart Forsyth Avatar
    Stuart Forsyth
    9/02/2020 - Google

    F5 Mortgage was outstanding to work with. Secured a 30 year fixed rate for us below 3%!!! Professional people to work with,... READ MORE

    Lexi Hardman Avatar
    Lexi Hardman
    8/24/2020 - Google

    I just bought my first house with f5 Mortgage and I could not be happier! Ian was incredibly helpful and kept me apart of the... READ MORE

  • heather kooiker Avatar
    heather kooiker
    8/12/2020 - Google

    Ryan was always available for questions and was dependable.

    DPM MUSIC Avatar
    7/16/2020 - Google

    It was a pleasure working with Ryan McCallister at F5 Mortgage. What can I say but EXCELLENT: Customer service, timely communication, great rates, great advice,... READ MORE

    David Herrera Avatar
    David Herrera
    7/04/2020 - Google

    Without Ryan, I have no idea what would’ve happened. I consider it very lucky to have randomly come into contact with him. Being a young guy... READ MORE

  • Chris Lewis Avatar
    Chris Lewis
    7/03/2020 - Google

    This was my first time buying a home, so I didn't really know where to go or what to do, but after a couple of phone... READ MORE

    Chris Lewis Avatar
    Chris Lewis
    7/03/2020 - Google

    This was my first time buying a home, so I didn't really know where to go or what to do, but after a couple of phone... READ MORE

    Matthew Anderson Avatar
    Matthew Anderson
    6/16/2020 - Google

    Quick, straightforward and the best part was being super responsive when I had questions.

  • Amy Murbach Avatar
    Amy Murbach
    6/09/2020 - Google

    Can’t say enough great things about working with F5. The biggest advantage was extremely quick responses and he was able to get me a rate... READ MORE

    latisha wilkins Avatar
    latisha wilkins
    6/09/2020 - Google

    Ryan is an outstanding mortgage broker. He made refinancing my home very easy. He is knowledgable and kept me informed throughout the entire process. ... READ MORE

    Jason Johnson Avatar
    Jason Johnson
    5/09/2020 - Google

    Ryan and the F5 team helped me lower my monthly payment AND got me money back to party with. My refinance saga was filled with ... READ MORE

  • Mike Williams Avatar
    Mike Williams
    4/29/2020 - Google

    I've been through several mortgage and re-fi application processes over the years, and my experience with Ryan and F5 Mortgage was absolutely the most pleasant. He's... READ MORE

    Joshua Adams Avatar
    Joshua Adams
    4/01/2020 - Google

    F5 Mortgage is the way to go simply because they are DIGITAL. I refinanced without ever leaving my house while still having a personalized experience. I... READ MORE

    Maureen McCallister Avatar
    Maureen McCallister
    3/03/2020 - Google

    F5 was so easy to deal with. Not only did I get a far better rate than anywhere else, they were great with communicating with me... READ MORE

  • Nicholas Gittins Avatar
    Nicholas Gittins
    2/14/2020 - Facebook

    Working with F5 Mortage has been beyond a great experience!! Ryan took all the administrative tasks off of our shoulders and was accessible even on a... READ MORE

    Sandra Skoda Avatar
    Sandra Skoda
    2/13/2020 - Google

    F5 Mortgage made the mortgage process so easy! They also made sure I got the best deal possible. I would not use anyone else.

    Susan Valencia Avatar
    Susan Valencia
    2/12/2020 - Google

    After receiving quotes from several other mortgage companies, no one else was able to come close to what we were offered with F5 Mortgage. Ryan was... READ MORE

  • Adolf Pene Avatar
    Adolf Pene
    2/03/2020 - Google

    From the initial messaging with Ryan, the whole loan experience has been smooth and very easy. Everything was on track and on time.Thank you! Just as... READ MORE

    Russel Lamb Avatar
    Russel Lamb
    2/03/2020 - Google

    Anyone looking to buy a home needs to use F5 Mortgage! Ryan was awesome at explaining the whole process and all the steps involved. Being a... READ MORE

    Lorene Lanell Avatar
    Lorene Lanell
    2/03/2020 - Google

    F5 transformed what could have been a nerve-racking experience into a journey that was easy and fulfilling. The F5 mortgage team were vital in helping us... READ MORE

  • Dana Volk Avatar
    Dana Volk
    2/03/2020 - Google

    Quick, easy refinance process. They were quick to any questions and consultative to make sure we had the features, rates, etc that were important to us.... READ MORE

    Sharon Lanzer Avatar
    Sharon Lanzer
    2/02/2020 - Google

    Ryan and F5 were great to work with during my home buying process. They were always available and got my mortgage approved within my 14 day... READ MORE

    Melvin Alexander Avatar
    Melvin Alexander
    1/31/2020 - Google

    They did all the shopping for us! I even checked around on my own and no one could come close to what they offered me. great... READ MORE

  • Frances Hardy Avatar
    Frances Hardy
    1/30/2020 - Google

    Prompt, available, professional, easy to work with!! That's how I would describe my experience with F5 Mortgage. From my first call , until my closing... READ MORE

    Brian Stevens Avatar
    Brian Stevens
    1/23/2020 - Google

    F5 Mortgage is one of the best companies I have ever dealt with. Ryan and his team are on top of everything, professional and knowledgeable. I... READ MORE


Ultra-competitive rates and best-in-class service for every client, every time.